The Choice Personal Loan Center review.
I was asked if I would review a site for Personal loans, and provide my honest feedback, and after really looking at the site and the pages they want looked at, here's my thoughts.
The site looks good and functions very well in both FireFox and IE.
Navigation is easy, there is a site navigate link at the bottom, which shows every single page of the site.
The colors work very well, nothing glaring, no flash, no scrolling marquees to distract the reader.
Now for the content.
One of the first things I noticed was that you can contact them to ask any questions you have, how the loans work, and whether or not a loan for you is possible.
A lot of loan places and websites say that they guarantee that every applicant will get a loan, so people apply, and they do indeed get approved, but are hit with extremely high interest rates they may not be able to afford.
Finding out ahead of time with no obligation to take the loan at a high interest rate, is fantastic in my opinion.
So many people get in over their heads and then it's too late.
Choice Personal Loans wants you to be educated and credit smart, so they offer a ton of links to information on loans, fixing your credit report, and how it's important to get a copy of your credit report before applying for a loan among many other things.
They want you to be smart, know what you are doing, how to fix things, and do the right thing for your family and finances.
The section on bad credit loans is just as informative. It's a short and to the point page, but again, they recommend getting a copy of your credit report first, tell you how to borrow and for how long, personal loan tips, and a link on personal loans for getting rid of bad credit.
The links to the educational material is all over this site, and there is absolutely no obligation if they offer you a loan and rates that are just not right for you.
They also offer no obligation debt consolidation loans too.
They can help you combine all your debts into one payment with the possibility of a lower rate of interest, and those rates are once again up front with no obligation.
They also offer a debt consolidation program with qualified counselors who can help you manage your debt and finances, so you don't get into more debt problems.
There's more related reading links on this page as well, they really do want you to know what is going on at all times and how to manage your debts, good and bad, and even offer some early warning signs of debt trouble.
I read through that section and saw signs that I have done in the past, and came close to making again in the last few years.
I would tell friends to check out Choice Personal Loans just for the information in the links they offer.
It's excellent reading material for everyone, not just those in debt.
I'm someone who has debt and credit issues, my credit report is littered with old debts and ID theft debts, and so being able to read this information, talk to someone about a bad credit loan with no obligation to take it, is something I personally find extremely valuable.
I love how they are upfront and honest with you to the point of telling you that if you have excessive debt, taking out a loan could be a financial disaster.
They are in the loan business, and they are telling you that this may not be for you, but if you want to know, they'll be honest and tell you what type of loan and rates you would qualify for, with no obligation, and even tell you that this may not be right for you, but they can offer you help and advice to manage your debts and start healing your finances.
My opinion of the Choice Personal Loans website is that is extremely informative, honest, and a great place to start looking for information if you are thinking about taking out a loan no matter what your credit history is like.
I think that anyone could get a lot of value out of reading through all of the links they provide.
The credit help info section is just chock full of links to reading material about loans and credit, and I know I'll be bookmarking it and reading all of those links.
I want and need to get a better handle on my money and credit report, and it doesn't hurt to find out where I stand.
