But I don't wanna switch plans!
It's the time of year when people on Medicare start getting bombarded with mailers, emails, phone calls, and everyone sees the commercials for the Medicare supplement plans, because now is the one time per year when you can change your plan, and every company wants you to switch to their plan.
I don't have a supplement plan, I only have a part D drug plan, and that's because all of the plans available in my area cost way too much and the co-pays actually get more expensive with some of them.
There is one that I would switch to if it was available in my area, Blue Advantage, but I can't get it here.
If I lived in Tampa I could, but not here in Sarasota, so I won't be switching to any of the other plans because I don't like having to pay $50 when I walk into the ER, that's totally ridiculous to have to pay before you can be seen in an ER in my opinion.
The other plans just don't have as much to offer me, the plans would cost a bigger monthly payment, and right now I only pay $6.30 per month for my part D plan which is good enough for me.
I just wish all of the mailings, emails, and phone calls would stop.
They're starting to drive me crazy.
Comments
I hear you on having to pay BEFORE you are seen at the ER. That is total BS.
We had Tufts health plan a zillion years ago. I once sliced a finger open on a mandoline slicer, finally went to the ER (at the hellhole, Melrose-Wakefield), after three hours went by and the bleeding did not stop. I swear, I must have walked into that dump with about a half a roll of toilet paper wrapped around my finger...but they needed to contact my primary care doc. She was not available, it was something like 8PM. Once they realized they could not get hold of her for *approval*, they agreed to see me, but only if I ponied up the ER co-pay first.
That is NOT how it is at other hospitals and other insurance plans. I know more about this than I want to, trust me. The Lahey Clinic doesn't even ASK for insurance info in their ER until AFTER you've been seen. And good insurance plans will waive the ER co-pay if you end up being admitted.
Si I guess what I'm saying is that it could be the hospital that is being a douchebag, and not the insurance company. But who knows?
Posted by: Christine | December 18, 2009 1:20 AM