My Single Mom Life

Remember the class action against the school and the Princeton Review?
The letters about the settlement must have come while I was down sick and the teens didn't want to bother me with them then, but Sebastian just handed me the letters that they both got concerning the class action suit.

It's been settled and so the teens will each get some credit protection.
Students under the age of 18 at the time of the settlement, will get 2 years of enrollment in Child Scan from Debix.
Students over the age of 18 will get 2 years of OnCall credit monitoring from Debix.
All members of the class will also get $25,000 of Identity Theft Insurance Coverage, as well as a $1million dollar Service Guarantee for the 2 year service period.
If either or both of the teens do become victims of identity theft during the 2 year service period, they will be given an additional year of service at no cost.
_________________

If they become victims of identity theft during the 2 year service period, obviously the service is not reliable and sucks.
If it does happen, if either of their identities get stolen and their credit gets ruined, the monitoring of their credit during the 2 years will be like trying to use lip balm to cure herpes simplex instead of using an actual treatment.

I have to sign the teens up for this, I have to opt-in for the monitoring, and believe me, I am going to, and I am also going to see what kind of credit clean-up Debix is going to provide if their identities and credit DO get messed up.

This whole thing still infuriates me to no end.
I have gone out-of-my-way-crazy to protect their identities and social security numbers.
Whenever the teens have any kind of appointment and I get asked for their SS numbers, I always ask why they are needed.
If the reason is simply "for their records", I don't provide it.
I will be furious if anything actually does happen to their credit and identities.

Knowing what it's like to try and fix after having my own information stolen and used by my ex-mother-in-law, I know exactly how hard it is to try and sort out, to just try to clean up.
I had to prove to several utility companies out in Utah, that I had never lived there, ever.
I had to send them proof of my residence during the years that she, my ex-mother-in-law, had rented apartments and set up utilities in my name.
I had to send them 5 years of my own utility bills from living here in Florida, I had to call both FPL and the Sarasota County water, and have them send me 5 years of billing and payment history, to prove that I could not have possibly lived and had utilities in 2 different states at the same time.
I also had to send them proof of residence in other ways, other mail that I received during those 5 years, "official" mail, not just letters or cards from friends, but bills or official government mail.
I managed to get all of the utility bills cleared up, I am not responsible for the ones in Utah, but I am still fighting with 3 other states where she moved around to (probably after getting caught) and the utility companies she set up with, to prove that it wasn't me.
I have only lived in 2 states my entire life, Maine and Florida, so just having to try to prove that I have never lived in Utah, New Hampshire, California, and Texas, is aggravating.
She even got credit cards in a few of those places she lived, in my name, and then ran up those credit cards and never paid them off.
My credit is so ruined and I've been trying to clean it up for years, ever since I learned what she had done to me.
She had done it to her own daughter too, to Aunt Heather.
When Heather was just 6 years old, she put a phone in Heather's name so when Heather grew up and tried to get her own phone in Maine, she had to prove that she was just 6 years old at the time her mother ran up a $5,000 phone bill, that she was far too young to ever even consent to getting phone service.
Heather and Great-Gram had to go to the phone company in person, bring her birth certificate and school records from kindergarten, to prove she was just a little 6 year old girl and unable to get a phone.
And what she's done to us is just the tip of the iceberg.
There are many other family members on their side who have strange occurrences on their credit reports, too, that they have also been trying to clear up for years.
Sheila made a huge mess for a lot of us that we've been trying to fix ever since we learned about what she had done.

I will be so freaking angry if anything like what has happened to me happens to the teens identities.
I have worked so hard to protect it.