My Single Mom Life

I have lost a lot of weight over this last year, I am doing really good in the weight loss department I must say.
My starting weight last year at this time was 196 pounds, yeah, I was really heavy.
But over the last year, I have lost a good amount of weight, I am now down to 158 pounds, a 38 pound loss over the course of a year is really pretty good, and I've managed to keep it all off too.
But the one thing that I hate and can't seem to get rid of, is my belly pudge.
Because I can't do sit-ups or crunches, I seem to be stuck with this pudgy belly, so I have been reading a lot of fat burner reviews to see if maybe a product like that would help me melt away some of the pudge.
I really can't stand it, every time I look in the mirror, I hate seeing my fat belly.
I so wish that I could do some sit-ups, crunches, side bends, something, anything that would help me lose my belly.

Has anyone had any success with a fat burner?
If so, did it help you lose any weight, help shape you up a bit better?
I would really love to get rid of this belly, it's the one body flaw that I have that I cannot stand.